TL;DR
You cannot safely buy dcr with USD or EUR, but it is very easy to do through bitcoin: USD, EUR -> bitcoin -> decred.
In this guide I describe fast and safe way to do this.
Why exchanges don't deal with USD-DCR pair
It's quite expensive and problematic process to open and run an exchange for trading crypto coins for USD, EUR or any fiat money. First, because you will be a target for fraud, since you provide crypto cash in exchange for dubious funds that can be easily charged back, like credit cards, Paypal and often even wire transfers.
Second, whenever you handle government/fiat money you need licenses and you must comply to hundreds of regulations like Anti Money Laundering (AML) and Know Your Customer (KYC). Before you will earn a single dollar you have to spend millions on a legal team and licenses and you will have a hard time finding a bank that will do business with you. Nobody will go into that PITA except for a crypto coin with a huge market cap like Bitcoin.
So, how can you buy it
Don't worry, there is a quite simple and secure enough way to buy decred with bitcoins. You can find plenty of exchanges where you can buy Bitcoin with USD and EUR and a few exchanges where you can buy Decred with Bitcoin. In this guide we will use two biggest and trustable:
Coinbase to buy Bitcoins: https://www.coinbase.com/
Bittrex to buy Decred: https://bittrex.com/Market/Index?MarketName=BTC-DCR
First step: buy Bitcoins on Coinbase
First of all check on this page that Coinbase is availiable in your country: https://www.coinbase.com/global
If it's not, you will not be able to buy or sell bitcoins, so you should try some other big exchange as:
www.kraken.com
www.bitstamp.net
www.btc-e.com
www.cryptsy.com
There is two possible ways to make a deposit to Coinbase:
credit cart: max 100$ / 24 hours, fee is 3%
wire transfer: max 3000$ / 24 hours, fee is 1%
In this guide I will describe "wire transfer" because it has lower fees and allow you to buy more bitcoins in one day. Deposit with credit card is easy as just a few clicks.
So, register at Coinbase, confirm your email and phone number (you will use it also for 2-steps authentication). Before you can make deposit, you need to verify your identity. For this you need either Passport, driver license or other ID card with photo and web camerawhich you can use to take pictures of your document. Usually verification takes only 2-5 minutes, but maybe you'll need few attempts if text on photo will be not readable.
Now you can make a deposit using both credit card and wire transfers. Do not forget to add your reference code (you will see it in red color in payment credentials) to comment of your transfer. Coinbase will use this code to identify you and process your deposit. Now you have just to wait 1-2 business days, you will receive email notification.
When your money will be enrolled just go herehttps://www.coinbase.com/buys and buy your bitcoins, that's easy as 1 click.
Second step: buy Decred on Bittrex
Register at Bittrex and go to your wallet https://bittrex.com/Balance. Press + button in the Bitcoin row and generate new Bitcoin address for a deposit. It is unique address generated only for your account, so all payments to this address will be enrolled to your Bittrex account.
Now go to your account at Coinbase and just send your bitcoins to the address generated at Bittrex account. Now you just need to wait for 3 confirmations (it can take up to few hours, but usually faster), you can track how is it going in your Bittrex account "Pending Deposits" section.
Congratulation, now you can buy Decred on Bittrex exchange:https://bittrex.com/Market/Index?MarketName=BTC-DCR
When you'll buy decred, I suggest you to withdraw it to your local wallet. Make sure that only you have access to your wallet Seed.
If you have any problems or questions, feel free to leave comment bellow.
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